Email disclaimer

Collins Capital Advisors, LLC ("CCA") is affiliated with John B. Collins Associates, Inc. and with its direct and indirect subsidiaries, directors, divisions, branches and affiliates. CCA is regulated in the United States of America by the Financial Industry Regulatory Authority, Inc. ("FINRA"). John B. Collins Associates, Inc. is a reinsurance intermediary. Any securities products or services are offered or provided by CCA. CCA is a wholly-owned subsidiary of Collins Capital Holdings, LLC ("CCH") which is a wholly-owned subsidiary of John B. Collins Associates, Inc. (together, with their subsidiaries and affiliates, "Collins")

The Collins group of companies gathers its data from sources it considers reliable; however, it does not guarantee the accuracy or completeness of the information provided within this publication. The material presented reflects information known to the authors at the time this publication was written, and this information is subject to change. Collins makes no warranties regarding the accuracy of this material. Officers, employees and directors in the Collins group of companies may hold positions in the securities of the companies discussed or which it advises. This publication does not constitute a recommendation with respect to the securities of any company discussed herein, is not intended to provide information upon which to base an investment decision, and should not be construed as such. CCA or its affiliates may from time to time provide investment banking or related services to any companies mentioned.

Please read and consider the following important information listed below about Company e-mails:

Receipt in Error: The e-mail messages and any files you have received are intended solely for the addressee(s) and may be legally privileged and/or confidential. If you are not the intended recipient please notify the sender, delete the message and all copies of it from your system, and destroy any hard copies. You should not divulge, copy, forward, or use the contents, attachments, or information in any way. Any unauthorized use or disclosure is prohibited and may be unlawful.

Intended Recipient: Any investment-related information provided in Company e-mails or attachments is solely intended for institutional or professional investors. Private or individual investors should disregard any such information contained therein. If you are the intended recipient do not distribute this message without the express written consent of the Company.

Accuracy & Content: E-mail sent through the Internet is not secure. Collins provides no warranty as to the accuracy or completeness of e-mail messages sent over the Internet and accepts no responsibility for changes made after they are sent. Any opinion expressed in an e-mail message is personal to the author, may not necessarily reflect the opinion of Collins and may be subject to change without notice.

Collins makes no representations or warranties, express or implied, concerning the accuracy or completeness of any projections, forecasts, estimates or opinions contained in any e-mail messages. Any projections, forecasts or other estimates, including estimates of returns or performance and/or forward looking statements, are indicative only and do not purport to be anything else and may be affected by changes in market conditions.

Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance.

Regulation: Where investment-related information is provided in CCA or Collins e-mails or attachments, such information is not a complete analysis of every material fact concerning any company, industry, or security mentioned. The information is provided "AS IS", has been prepared for general distribution, and is circulated for informational purposes only, without regard to any particular reader's investment objectives, financial situation, or means. Neither CCA nor Collins is not soliciting any action based upon their e-mails or attachments. The information should not be construed as a recommendation, an offer to buy or sell, or a solicitation of an offer to buy or sell any security, financial product, or instrument. This information does not constitute a confirmation of any transaction.

Personal Information: Any personal information contained in an e-mail is provided solely for the purpose stated in the message and must not be disclosed to any third-party or used for any other purpose without consent.

Agreements: This Disclaimer is in addition to any other disclaimer or disclosure that may be displayed by CCA or Collins at this website, or clicked through, or otherwise agreed to by any person or entity accessing this Website.

Monitoring: CCA and Collins reserve the right to monitor all incoming and outgoing e-mail.