Collins places casualty reinsurance for a variety of clients, including large insurers, small insurers, regional carriers, and divisions of multinational companies. Our clients include companies providing specialized coverages - for example, contractors' general liability - as well as others writing standard coverages such as private passenger or commercial auto liability.

Casualty insurers know full well that the most sophisticated business strategies can be upended by unforeseen trends in mass torts. The question for many has become: What will be the next big issue to test casualty writers? Supported by our information resources, Collins brokers stay abreast of the latest marketplace trends to help clients anticipate the challenges to come

Collins approaches each casualty placement and each client as being unique:

• Applying customized actuarial analyses
• Paying careful attention to the client's concerns

Collins' actuarial professionals assist casualty clients in analyzing their risk portfolios. They develop a complete understanding of each portfolio by evaluating both its exposures and its experience. They assist the clients in preparing for reinsurance negotiations, estimating likely reinsurance pricing by combining company specific and current industry data and by using the latest analytical tools.

Casualty insurance writers today often are under pressure to increase their retentions. Collins brokers and actuaries work with casualty clients to help determine the right retention levels, examining such factors as:

• Tolerance for earnings volatility
• Interest rate impacts
• The anticipated frequency of claims and performance of the business
• The performance of the client's peer companies